Start thinking about your finances and retirement Household savings and spending rate Never too late to be thoughtful about saving for the future Not have to start at a granular level, but set a savings target Reverse-budgeting Plan to save x; see how much you have left Automating contributions into savings Benefits of good financial advice Sometimes it's worth at starting with personal questions, i.e. how you're doing, and start from there, a holistic approach An issue exists with trust with financial advice Many excellent advisers out there How to find a good advisor Must be a fiduciary Fee-only structure, financial advice is not incentivized In US, look for a certified financial planner - a CFA Financial planning as more important as investment advice Insurance Home equity Other aspects apart from investment portfolio A wholistic voice On the book, "How to Retire", by Christine Benz A series of interviews Deep subject matter experts in multiple areas Healthcare pl...